Risks include loss of principal and fluctuating value. Please see prospectus for additional detail.

You are hereby granted a limited license to use the attached Lord Abbett logo for the specified use you represented to us. You are not permitted to use the logo for any other use or purpose, or in any way that is misleading or would otherwise cause legal or reputational harm to Lord Abbett. You agree to indemnify Lord Abbett for any damages caused by any misuse of such logo. Any use of the Lord Abbett logo by you represents acceptance of the these terms.

LeafHouse is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about LeafHouse including our investment strategies, fees, and objectives can be found in our ADV Part 2, which is available upon request.

Products and services offered through the Voya® family of companies.